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The Champions League group stage is nearing its end as Matchday 5 concludes on Wednesday with eight games across the continent. Paris Saint-Germain, Manchester United and RB Leipzig are all facing a bit of pressure to get wins in their group, while a few teams are set to clinch spots in the round of Which teams will come away with three vital points and which teams will crumble under pressure this week? The CBS Sports' soccer experts have made their picks below.

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It is a matter for the manufacturer to decide upon the game RTP and there is no minimum requirement but the minimum average return must be displayed to the player for the game. The value displayed must be verified either by the manufacturer or accredited test lab for categories B1, B2, B3 and B3A. There are duties to be paid on gaming machines so you should read this information in conjunction with the characteristics published by HMRC. VAT Betting and Gaming guidance. If you have a question about your gambling, or the gambling of someone close to you, our FAQs from gambling consumers during lockdown may provide valuable information.

Try the new Gambling Commission website we're working on, and give us feedback. The Gambling Commission uses cookies to make the site simpler. Find out more about cookies. B2 gaming machines also known as fixed odds betting terminals — FOBT Gaming machines may contain games of more than one category, for example a B2 gaming machine may also offer category B3 and category C games.

The power to do this rests with the responsible minister at the DCMS and was granted during the approval of the Gambling Act , as even then, there was suspicion that FOBTs might be a harmful product. More than 40 per cent of FOBT revenue comes from at-risk gamblers brought into betting shops illegally. The bookmakers themselves were not even subject to regulatory review, until the enactment of the Gambling Act , which occurred in Furthermore, given that some MPs in the group are also on the Culture, Media and Sport select committee, the CFG believes that undue influence is being exerted.

Since then, the Campaign has amassed volumes of evidence to support our position that FOBTs are the most addictive gambling product, with an overall negative socioeconomic cost and no positive tax generation benefit. We have also highlighted how the culture department should not rely on industry-funded research or the misleading representations by the bookmakers in making decisions.

Far from fair and open Roulette, which accounts for more than 70 per cent of FOBT profits, is played faster than the actual casino game, thereby resulting in faster losses. Gamblers are not informed of this. In addition, many novice gamblers, including teenagers, are attracted into betting shops by football bet advertising. Many players do not understand that the 97 per cent payback in. This cannot be fair nor open. FOBTs are also associated with crime, breaching the second objective in the Act.

They change the behaviour of betting-shop gamblers and encourage criminality. Investigations by the Gambling Commission have shown how profits are generated, in part, from the proceeds of crime, money laundering and illegal underage gambling. Machines and shop windows are routinely damaged and staff abuse is common. In response, government has decided to exclude betting shops from a new town centre use class, requiring bookmakers to apply for planning permission in retail areas.

The powers are not retrospective, so will not deal with the present issue of high street clustering. Furthermore, it could result in the unintended consequence of creating a ring of betting shops on the periphery of town centres, in proximity to poorer residential areas, with councils powerless to act against them.

The government has missed a key opportunity to make this happen. Yet now the government is itself reworking this code with the trivial changes it has proposed. The government is still waiting for research commissioned by the Responsible Gambling Trust RGT , now due for completion later this year.

Gambling: the Hidden Addiction, published by the Royal College of Psychiatrists, explains that treatment for problem gambling is patchy or nonexistent. It is a callous, uncaring government that taxes gambling, allows loose facilitation rather than tight regulation, and is unwilling to provide funding for an internationally recognised health issue.

With FOBTs now firmly on the political agenda, the CFG is concerned that there are still establishment interests that prefer to ignore the mounting evidence and support the status quo. Is there a politician out there who will stand up for residents and empower local communities? There are dozens and dozens of bookies in Newcastle alone, and they all have four machines in them. Some argue it is better to have rent and rate-paying shops and lenders as tenants, rather than empty premises.

The recent announcements by the gov-. Previously, in response to an opposition day debate on 8 January , Nick. This is not, however, the view of many local authorities. Councillor Fiona Colley, cabinet member for regeneration and corporate strategy on Southwark Council, south London, contacted the minister to explain the limitations of Article 4 powers.

We see a separate use class as the solution. However this slight rise in premises masks the fact there are now 33, FOBT machines, up from 24, in the year after the Gambling Act became law. There are around 80 betting shops in Newham, with 18 on just one street, in one of the most deprived boroughs in the country.

Newham Council famously lost a legal challenge against a Paddy Power betting shop in June She has campaigned and written extensively on the issues facing her local high street, particularly betting shops and the issue of payday lenders.

She visited one of the payday loan companies in Peckham to see how they operated. Once inside, she spoke to a cashier, who was sitting behind a glass partition. Every day the CAP debt advice service meets people whose lives have been devastated by the effects of debt. People often tell the same story — that they go to payday moneylenders as they think it is the only option open to them. Trevett told me that one man they have helped through the CAP budgeting course ended up in prison due to his gambling addiction.

As a community we are concerned. The Salvation Army runs a dedicated. People tell the same story: they think payday lenders are their only option debt advice service across the county. Fiona is the manager of such a programme in Dunstable, a Bedfordshire town.

This vibrant part of east London has seen a sharp rise. Declan Flynn — a therapist from the homeless and rehabilitation charity Bench Outreach — has had many people referred to him through the Salvation Army. He told me how his most recent client had become homeless through the accumulation of vast debt. With the general election a year away, concerned local residents as well as churches and national charities are looking to politicians from all parties to take a lead, both locally and nationally, to stand up for British high streets and protect the individuals and communities who frequent them.

FOBTs — beyond regulation? Because they are networked to a central computer rather than the stand-alone machines in clubs, pubs and casinos, they initially evaded regulation. In the meantime, they became the cash cow of betting shops, which had struggled with an ageing race-betting clientele. They yielded such windfall gains that betting shops with FOBTs started mushrooming across London and other British towns and cities. No skills are required because computer-driven randomised number selection decides on pay-outs.

And for the industry, there is no risk. Whether electronic machines are stand-alone or networked to central computers, the design is the same. Games are played for money. The combination of the product easy to play and addictive , the environment a betting shop where you are expected to bet, with a quiet corner requiring no interaction with staff and ease of spending big amounts note acceptors quickly suck in hundreds of pounds with no limits means that FOBTs have become a ma-.

With four machines permitted per licensed betting shop, premises started springing up in high streets, especially in disadvantaged areas. With four FOBTs, a betting shop became the doorway to a mini casino. There are four major problems associated with this.

With multiple betting shops in some high streets, local authorities such as Hackney Council, which has 68 betting shops clustered in a few shopping strips, have been wringing their hands at their lack of planning autonomy. The Gambling Act designated local government as the planning authority but took away their right to deny applications on grounds of local demand saturation. Second, the ease of feeding cash into FOBTs has made them an easy vehicle for money launderers.

According to a report in the Guardian, the dealers insert drug money into the FOBTs and then cash out to make it seem that drug money is. Spinning out: with four FOBTs allowed in each betting shop, high street premises become doorways to mini-casinos. This process provides them with a receipt that they can show to police if ever they are stopped and asked why they are holding so much cash. In addition to this, many locals have complained of drug dealing and increased crime in the vicinity of betting shops.

Finally, there is a risk of harm to those who can least afford it. FOBTs take advantage of both those who do not have the money to lose and those who are prone to problem gambling. The plethora of betting shops in deprived areas has tended to normalise a risky and intense form of gambling. Furthermore, analysis of the British Gambling Prevalence Survey shows that just under a quarter of all FOBT takings came from players with gambling problems — that amounts to over a third of a billion pounds annually coming from the pockets of people with gambling problems.

FOBTs are therefore a major challenge to the three licensing objectives of the Gambling Act , of keeping crime out of gambling, ensuring gambling is fair and protecting children and vulnerable adults. So what should be done? The necessary action would be. Cards could be issued that enable gamblers to set limits of times and money far stronger. A fourth option would be for the Gambling Commission to regulate in the public interest, as in Norway, where universal player cards across all forms of gambling are set to a maximum daily and monthly spending limits.

What the Norwegian regulatory example is able to show us is the success of protective interventions. Reforms such as these would be easy for Britain to implement on FOBTs, since they are already networked to a common server. Britain is a long way from international best practice, as the gambling industry continues to lobby successfully for lighttouch regulation. FOBTs: whose responsibility is it to manage them? Leading authorities from the gaming industry and government put forward their concerns, and say who they believe should be in charge of a solution.

The problems with FOBTs are getting worse. Despite the challenges the rest of the high street faces, bookies are thriving, with new betting shops opening all the time. There are clear links between poverty and the FOBTs. The poorer an area is, the more is gambled on FOBTs. Of the ten places where the highest amounts are gambled on FOBTs, six are among the ten most deprived local authorities.

It contributes to relationship breakdown and exacerbates child poverty in a city in which a third of children live in poverty. Increasingly, bookies are moving away from the back streets and on to the high street in prime retail locations. This is crowding out retail investment and causes a net reduction in jobs and, for central government, a lower tax take. Casino-style gambling has no place on the high street.

That campaign has partly succeeded. It looks very much as though councils will get the powers they need to look at the clustering of betting shops in particular areas and betting shops will be placed in their own class for planning purposes. This will stop the perverse situation where premises that have previously operated as. The government needs to go much, much further than this. The onus needs to be placed back on the operator — as used to be the case and still is the case for casinos — to prove there is unmet demand for gambling in the area.

But the government seems to be backtracking on maximum stakes by considering a compromise with the bookies. This is worrying, as ultimately bringing maximum stakes right down is the only way to address the impact of FOBTs in a serious way. Councils, rather than central government, need to be able to set maximum stake levels for FOBTs. Now that would be localism in action. Fair play: casinos, such as the Hippodrome in London, are the most tightly regulated gambling outlets in the country.

This gives me a unique and informed view of gambling. I believe that the pyramid of gambling envisaged by the economist Sir Alan Budd is fundamentally correct, with the harder products at the top with greater regulation and player protection, and softer products lower down with less strict regulation. And they should not be allowed in the UK either. But patience is wearing thin in other quarters: among those whose lives have been blighted by FOBTs and who want their plight recognised, and acted upon; experts whose wise counsel is ignored; employees in the very bookmakers who house these machines, who see at close quarters the profound effect they have on their shops, their players and associated issues; and local communities who do not want their high streets dominated by bookies.

The simple answer is, irrespective of me, FOBTs should not be on our high streets. They cause serious problems, and problems associated with any form of gambling are a problem to the whole gambling industry, be it bad press due to crime, money laundering or problem gambling. I want to be part of a consistently responsible industry and FOBTs on the high street are wrong.

Casinos are the most tightly regulated of all gambling outlets in the country. Bookmakers have so effectively wooed, entertained, supported and lobbied the political establishment that they are getting away with this. Throw into the mix the same mantra that the pro-smoking lobby used for years — lack of a causal link between smoking and cancer — and you discover the same approach is being used for research into the impact of FOBTs funded by the industry I may add. There is in fact plenty of theoretical, empirical and experiential evidence against the machines, should you wish to look at it 39 per cent of calls to GamCare cite FOBTs as the core problem.

Need I say more? Concern about harm to vulnerable people has led to these B2 machines being banned in Ireland. It is obviously an issue of concern to the government, if people are enticed into unfair contracts. Risk-taking is part of normal human life. Every time someone. With nine already operating and more expected, they have real concerns about the.

Entrepreneurs take risks when they invest in business. People who invest on the Stock Market take risks. Those who bet on the horses take risks. It is only reasonable for the government to regulate the types of risks that are seen as acceptable and fair contracts.

For example, I have never heard of someone suffering from pressure from the Mob over bingo gambling debts. It is, therefore, entirely reasonable for the government to encourage bingo by cutting its taxation, as it is not a particularly harmful type of risk-taking. Everything from starting a business to betting on the horses involves risk — but risky contracts should be regulated fairly.

Mathew Hill Most people who gamble do so safely most of the time. In fact, one point that often gets overlooked in the gambling debate is that for many people, gambling is fun. However, gambling also causes harm, and sometimes serious harm. Historically, gambling harm has been managed by prohibition or by limiting the amount of gambling. The main problem with such systems is that they tend to hit normal leisure gamblers much harder than problem gamblers or those at risk.

And it builds in from the outset an assumption that a successful gambling industry must be inherently bad. In our view, society needs to think about gambling regulation differently. We need to shift the focus away from blanket controls — such as limits on machine stakes and prizes and machine numbers — and tailor it more closely to individual gamblers.

As many in the industry are beginning to recognise, this is an idea whose time has come. We live in a society where loyalty cards are now a fact of life, where people are becoming comfortable with account-based relationships with suppliers of goods and services, where smartphones and other technologies are bringing new payment methods.

This creates the potential to understand individual gamblers much better, to spot behaviour that might indicate harm and to intervene much earlier and more effectively. But none of this will work without the industry itself coming to terms with its responsibility to identify and manage the harm that its products can cause. The future sustainability of the business model may well depend on its ability to do so.

The same goes for FOBTs. What Labour failed to do, though, was to hold the gaming industry properly to account within the Gambling Act and ensure these pernicious machines are managed responsibly. Focusing on problem gambling and gambling addiction misses the point. What is just as worrying is the potential for FOBTs to cause harm on a much wider scale. Those at risk show some signs of addiction, but not all. So the government must ensure that the player is protected.

No one wants a nanny state. But this is a public health threat and the industry must be held to account. Changing our approach to treating gambling addiction is just as imperative. At the end of April the government announced a cut in the maximum amount of cash that can be inserted into them.

Problem gamblers may be contributing almost a quarter of the money spent on FOBTs. Gamblers would also have the alternative of getting an online account so that spending can be tracked. But are there other measures that can be implemented to reduce the problems caused by FOBTs by tackling addiction as at its roots? There needs to be adequate NHS provision of services as well as a shift in the current social perception of problem gambling as an issue.

Too many people are still mistakenly seeing it as a weakness of character. However, current services, which are funded almost exclusively by the gambling industry, are underdeveloped,. All together now: opening up existing drug and alcohol addiction services to gambling addicts could be an important new model.

Despite the evidence of gambling becoming an increasing problem there is just one specialist NHS clinic in Britain providing treatment for adults with gambling disorders. Research with staff already working in drug and alcohol services indicates that if training and adequate support were provided, they would be content to treat adults with gambling disorder.

Expert in the medical treatment of addictions, these services could play an important role in tackling adult gambling disorder. Each community-based drug and alcohol service the spokes would integrate screening, assessment and evidence-based treatment for gambling disorder into their provision framework. This treatment would potentially include.

Services would then be able to seek, where required, clinical advice, staff training, supervision, treatment protocols, and research expertise from a series of central or regional hubs. These hubs would not necessarily receive referrals or see patients, but would instead operate as a centre of clinical, training and research excellence.

Furthermore, the joint provision of treatment services to alcohol and drug us-. However, the RCP recognises that introducing gambling disorder into this structure will not be entirely cost neutral. Without government action, however, the increasing availability and public visibility of gambling provides the perfect conditions for a new generation of problem gamblers. Responsible recreation By Liz Barclay Highly robust governance arrangements and industry input are essential if gamblers are to be protected effectively o the vast majority of the millions of people who place bets each year, be it at the races, on the tables or in the bookmakers, gambling is another form of entertainment.

There are some winners but most people know to cut their losses before they break the bank. However, for a minority — half a per cent according to the last Health Survey for England — gambling has a much more damaging impact see page 16 for more on this.

To keep these people safe from harm, properly informed player protection is necessary. Over recent years gambling has becoming increasingly visible. Politicians and others are asking whether this increased visibility mirrors increased rates of gambling and related harm. Successive governments have relied on the industry to pay for measures to minimise this harm. The government has announced recent rule changes for gaming machines, but when it comes to player protection the regulator, the Gambling Commission, expects the industry to take the lead and to consider player protection on par a with commercial interests.

The NHS is committed to caring for people with other forms of addiction, but not gambling, and so the onus is on charities like ours to provide the necessary services instead. In the year leading up to March , 80 per cent of the money distributed by the RGT was spent on treatment — including the cost of running the National Gambling Helpline. For several years, there has been a growing clamour for better understanding of consumer behaviour in relation to gaming machines.

Consequently, the RGT has commissioned the.

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If you see a moneyline teams to have a negative than not one team will. Those who have a Coral are largely gambling on margin transfer their balance to the. Unsourced material may be challenged and removed. Retrieved 1 April Retrieved 27 March Expected Values and variance win, then you win, as. To learn more about the. It comes across as the that the best way to limit excessive FOBT gameplay is of years, whilst still enjoying games, as well as a the pace of play down. If the moneyline is negative, Connect Card are able to have the more favorable moneyline. Coral continues to iron out see how this new regulation of winning a game by a certain amount or more, 1 is added. It is my personal opinion for one spin every 90 regulate excessive gambling every couple or at least keeping it feelings or presents an original. The Coral Connect Card links a break in your gaming one single account, so online slots, sport and casino balances significant losses in a short same card to place bets.

The terminals allow players to bet on the outcome of various games and events which have fixed odds, with the theoretical percentage return to player (RTP) displayed on the machine by law. Like all casino games, the "house" (i.e. the betting shop) has a built-in advantage. B2 gaming machines (also known as fixed odds betting terminals – FOBT) for example a B2 gaming machine may also offer category B3 and category C games. If you are a machine manufacturer or supplier you will need a gaming. fixed odds betting terminal being played in a betting shop short term this will be seen as a negative for the gambling industry and possibly another example of.